Find a loan expert
4,000+ agents nationwide
Top-rated by customers. Trusted by the industry.
Rate helped buyers secure $25.6B in loans in 2024*
From hoping to homeowning, we make dreams come true.
Rate helped buyers secure $25.6B in loans in 2024*
From hoping to homeowning, we make dreams come true.
“I never thought buying my first home could be this simple. Thanks to Rate.com, I got a great rate and amazing service!
Vitoria and Brandon Westgate
Homeowners
“Rate.com turned my dream of homeownership into reality. Fast, friendly, and stress-free—couldn't ask for more!
.svg?width=3840&quality=70&format=webp)
Don Nguyen
Homebuyer
Where homebuying meets well-being.
Rate syncs your home, financial and personal wellbeing to spark a more balanced life.
.png?width=3840&quality=70&format=webp)
*Rate’s 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.